Level: Fundamental

Audience: Banks and corporates

Description: A basic guide to cash management and banking for entry level or new
hired staff. This one-day course provides a quick overview of all basic concepts in a
fun and interactive format.


1. The Banking Environment
  • Are all banks created equal?
  • Team Exercise: What are your requirements from a bank if you are an
    Individual? Company? Broker/Dealer? Other Financial Institution?
  • The main duties of a bank
  • Types of bank account
  • Types of account holder
  • Class exercise: Examples of when and who might use these different accounts
  • Role of the Central Bank

2. Important concepts
  • Cash versus accrual
  • Float
  • Value dating
  • Finality
  • Time value of money
  • Interest/discount
  • Cost of capital
  • Economic value added
  • Banker’s Jeopardy: Give the name for the following banking definitions

3. Collection and Payment Instruments
  • Paper based
       - Cash
       - Giros
       - Bank drafts
       - Bills of exchange
       - Promissory notes
       - Checks
  • Team exercise: Name those parts!
  •  Check float
  •  Class exercise: Which countries use them and why?
       - Issues with paper
  • Electronic
       - Urgent wires
       - Standard EFT
       - EDI
       - Issues with electronic transfers
  • Plastic and other
       - Credit cards
       - Charge cards
       - Debit cards
       - Smart cards
       - Procurement cards
  • Team exercise: Map the values by payment type

4. Bank Charges and Statements
  • Why is the bank in business?
  • Sources of revenue
  • Account analyses
  • Types of charges

5. Settlement and Clearing
  • Net settlement versus RTGS
  • International clearing and settlement systems
  • Correspondent banks
  • Nostros and vostros
  • Quiz
Global Strategic Planning
Consulting, Inc.